Risky Business: Insurance Is Not An Optional Extra

About Me

Welcome. I am in my mid-thirties and have always been an adventurous traveller. Until recently, I climbed mountains, rode motorcycles and trekked in various corners of the globe without major incident. After a nasty fall from my surfboard in Thailand, I was unable to afford medical care in a western-run hospital. I recovered in a local hospital, but it was crowded and quite scary since no one spoke English. It was definitely a wake up call that made me realise insurance isn't an optional extra. Since returning to Australia, I've researched various options for travel and other types of insurance. There are quite a few products out there so it takes time to explore them all. I started this blog to share what I have learned and encourage you to consider your insurance needs. Safe travels wherever you go and thank you for sharing this little part of my journey.

Latest Posts

Why Your Business Needs Public Liability Insurance

16 August 2023

Are you looking for the best way to protect your b …

Why You Should Take Care To Value Your Commercial Building When Applying For Insurance

19 July 2022

If you have bought a property for commercial purpo …

A Guide On The Work Of Insurance Brokers

25 June 2021

Insurance brokers will help you choose and apply f …

Are You Able to Get Disability Support From the NDIS?

18 December 2019

If you are unfortunate to suffer from a significan …

Farm Insurance: Should You Insure Your Bull?

15 March 2019

While your general farm insurance policy gives you …

Why Your Business Needs Public Liability Insurance

16 August 2023
Categories: Insurance, Blog

Are you looking for the best way to protect your business from legal action, property damage and bodily injury? Public liability insurance is an invaluable form of protection that can help ensure your business is covered in the event a third party files a claim against you. This blog post will explore why public liability insurance is so important for businesses of all sizes. 1. Protection from Legal Action Public liability insurance protects from legal action taken against your business by a third party. Read More

Why You Should Take Care To Value Your Commercial Building When Applying For Insurance

19 July 2022
Categories: Insurance, Blog

If you have bought a property for commercial purposes, you'll want to look after your investment. This means you need to get various types of insurance, with coverage to rebuild the building on top of your list. So, what do you need to know about so-called "buildings reinstatement" insurance and the importance of getting your sums right? Assessing The Value Of Your Building When you purchased the building, you would have paid a certain amount based on many different factors. Read More

A Guide On The Work Of Insurance Brokers

25 June 2021
Categories: Insurance, Blog

Insurance brokers will help you choose and apply for an insurance cover. Although you will incur a small charge, the broker will negotiate the insurance terms and rates and ensure that the cover is customised to suit your needs. Below is a guide detailing the work of insurance brokers and the benefits of working with these professionals. How Do Insurance Brokers Work? Insurance brokers are professionals who have close working relationships with insurance companies. Read More

Are You Able to Get Disability Support From the NDIS?

18 December 2019
Categories: Insurance, Blog

If you are unfortunate to suffer from a significant or permanent disability, then you may have been struggling to get the right level of support over the years. Now, however, you may well be able to take advantage of the National Disability Insurance Scheme, aka NDIS, to give you additional support and care and so that you get on with day-to-day life. Although this sounds as if it could be good news, you will want to know a little more about the program first, so what is involved? Read More

Farm Insurance: Should You Insure Your Bull?

15 March 2019
Categories: Insurance, Blog

While your general farm insurance policy gives you some livestock coverage, this has its restrictions. Your livestock may just have general coverage for injury or death. This may not give you complete protection. Problem is, some of your animals are more valuable than others. For example, your bull is the breeding pivot of your herd. It has a higher financial value and is more of an asset than the rest of your cattle. Read More

Risky Business: Insurance Is Not An Optional Extra